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Banking

Austria — Banking: Credit History

KSV1870, Austria main credit bureau, gives private persons a free GDPR report within a month, or a paid EUR 43 InfoPass to show third parties.

VerifiedProfessional tax guide — not a government sourceKSV1870 — free GDPR self-disclosure and InfoPassLast reviewed: 2026-10-23

Key facts

  • KSV1870 says private persons can get their stored data free of charge under Article 15 GDPR, delivered within one month by email to [email protected] or post.
  • The paid InfoPass for showing a credit check to authorities, landlords, employers or lenders cost EUR 43 as of April 2024.
  • The free report lists all data stored, including score calculations, and KSV1870 says it is not suitable for submission to third parties.
  • The privacy group noyb filed a complaint with the Austrian data protection authority over the placement and delay of the free option; no decision was found.

Steps

  1. Research Austrian Credit History — Unfortunately, specific steps to obtain or check credit history in Austria are unknown due to the lack of publicly available information.

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