Banking
Austria — Banking: Required Documents
Opening an Austrian bank account needs official photo ID and anti-money-laundering identity checks; EU citizens staying over three months get a registration certificate within four months.
VerifiedGovernment / official sourceFMA / oesterreich.gv.at — identification and registration documentsLast reviewed: 2026-10-23
Why this matters
Relocating to Austria requires understanding the banking system and required documents for a smooth transition
Key facts
- An official photo identification document is required for a basic payment account.
- Anyone taking up accommodation must register under the Registration Act (Meldegesetz), and EU citizens staying more than three months can request a registration certificate within four months of arrival.
- Non-EU family members of EU citizens receive a residence card that is valid proof of identity.
- Bank-specific extras such as source-of-funds forms were not published in the sources reviewed.