Health insurance for blue-collar workers: 7.65% in total, 3.87% employee and 3.78% employer.

Pension insurance: 22.80% in total, 10.25% employee and 12.55% employer; accident insurance 1.10% paid by the employer.

The monthly contribution ceiling is EUR 6,930 in 2026 and employer and employee shares are transferred to the health insurance provider.

Check the official table for white-collar and unemployment contributions.

Business

Austria — Business: Social Security

In 2026 Austrian blue-collar social insurance is 7.65% health (3.87% employee, 3.78% employer), 22.80% pension (10.25%/12.55%) and 1.10% accident paid by the employer.

VerifiedGovernment / official sourceAustrian social insurance — contribution values 2026Last reviewed: 2026-10-23

Why this matters

Austria's social security system affects business operations, taxes, and employee rights, making it essential for businesses to understand the regulations to avoid potential issues.

Key facts

Health insurance for blue-collar workers: 7.65% in total, 3.87% employee and 3.78% employer.
Pension insurance: 22.80% in total, 10.25% employee and 12.55% employer; accident insurance 1.10% paid by the employer.
The monthly contribution ceiling is EUR 6,930 in 2026 and employer and employee shares are transferred to the health insurance provider.
Check the official table for white-collar and unemployment contributions.

Steps

Registering with the relevant social insurance institutions — Businesses must register with the relevant social insurance institutions, such as the Austrian Pension Insurance (VAPO) and the Austrian Unemployment Insurance (AMS) for employees. For self-employed individuals and freelancers, registration is typically with the Austrian Pension Insurance (VAPO).
Determining the type of social security contributions — The type and rate of social security contributions vary depending on the type of employment and business structure. Businesses should consult the relevant regulations and seek professional advice to ensure compliance.
Calculating and paying social security contributions — Businesses are responsible for calculating and paying social security contributions on behalf of their employees, as well as their own contributions as self-employed individuals or freelancers. The exact calculation and payment process can be complex and may require professional assistance.
Maintaining accurate records and submitting reports — Businesses must maintain accurate records of social security contributions and submit reports to the relevant authorities. Failure to comply can result in penalties and fines.

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