Banking
Belgium — Banking: Best Banks
The National Bank of Belgium supervises Belgian banks and publishes stability reporting but does not rank them; all individuals have a right to a basic banking service.
VerifiedGovernment / official sourceNational Bank of Belgium — Financial Stability Report 2024Last reviewed: 2026-10-23
Key facts
- The NBB publishes the Financial Stability Report and supervises banks and their mortgage lending.
- FPS Economy lists six providers of the basic banking service in 2024: BNP Paribas Fortis, KBC, Belfius, ING Belgium, Argenta and Crelan.
- Banks may charge no more than EUR 420 a year for the basic banking service.
- Neither the NBB nor FPS Economy ranks banks.
Steps
- Opening a bank account in Belgium — To open a bank account in Belgium, you typically need to provide identification documents and proof of address. The specific requirements may vary depending on the bank and type of account.
- Choosing the best bank in Belgium — When choosing a bank in Belgium, consider factors such as fees, interest rates, and services offered. Researching online reviews and talking to bank representatives can help you make an informed decision.