Property
Chile — Property: Legal Checks
Chilean buyers should obtain a current domain certificate, a mortgage and encumbrances certificate and a non-expropriation certificate, and ownership transfers only on registry inscription.
VerifiedProfessional tax guide — not a government sourceOwn Property Abroad, buying property in Chile guideLast reviewed: 2026-10-26
Key facts
- Hire an independent lawyer and obtain a certificado de dominio vigente, a certificado de hipotecas y gravamenes and a non-expropriation certificate.
- Check municipal records for building permits; land within 10 km of borders or 5 km of the coast may need special authorization.
- The deed is signed before a notary (fees under 1% of price), but ownership transfers only when inscribed at the Conservador de Bienes Raices (fees 0.5% to 1%).
- Total closing costs are 1.5% to 4.5% of price; IVA of 19% applies to new builds from developers, not private resales.
Steps
- Step 1: Determine Eligibility — Check if you meet the requirements to purchase property in Chile, which may include proof of income or financial stability.
- Step 2: Obtain a Tax Identification Number (RUT) — Apply for a RUT through a local attorney or the Chilean government's website to facilitate the property purchase process.
- Step 3: Conduct Due Diligence — Work with a local attorney to review the property's title and ensure there are no outstanding liens or encumbrances.