Property
Finland — Property: Buying Process
The process of buying a property in Finland involves several steps, including finding a property, signing a contract, and undergoing a property inspection. There are specific requirements and taxes that foreign buyers need to be aware of.
VerifiedGovernment / official sourceTo-do list for the buyer of a property | National Land Survey ...Last reviewed: 2026-10-26
Key facts
- Foreign buyers must pay a 12% real estate tax on the purchase price.
Steps
- Finding a Property — Explore real estate websites, visit local real estate agencies, or use social networks for property listings.
- Entering into an Agreement — Once a property is chosen, the buyer and seller enter into a purchase agreement. This agreement outlines the terms and conditions of the sale.
- Inspection — The property undergoes a final inspection to ensure it is in good condition and to identify any necessary repairs.
- Notary Process — A notary must review the purchase agreement, and the final sale price must be declared to the authorities.
- Registration — After the notary process, the property is registered with the Land and Survey Center.
Costs
- Real Estate Tax for Foreign Buyers: 12% of the purchase price
Timelines
- From Agreement to Registration: 2-4 weeks
Required documents
- Purchase Agreement
- Identity Documents
- Financial Proof
- Notary Certificate
Common mistakes
- Neglecting to perform a thorough property inspection
- Failing to account for real estate taxes
- Not understanding the notary process