Banking
France — Banking: Required Documents
The core document set for opening a French bank account is a valid photo ID (passport/national ID), a proof of address (justificatif de domicile) less than 3 months old, and — for residents — a visa or titre de séjour. Banks commonly also request proof of income (pay slip or full tax assessment), the last three bank statements, and a foreign tax identification number if applicable. Those staying with someone else may need a letter of accommodation plus the host's ID and proof of address.
VerifiedGovernment / official sourceService-Public.fr / French banking sector KYC standardsLast reviewed: 2026-07-20
Key facts
- Core documents: valid passport/photo ID, proof of address under 3 months old, visa/titre de séjour (for residents).
- Commonly also requested: proof of income (pay slip or tax assessment), last 3 bank statements, foreign tax ID number.
- If staying with a host: letter of accommodation, plus the host's ID and proof of address in their name.
- Requirements vary by bank and by resident vs. non-resident account type — always confirm with the specific bank first.
Required documents
- Passport/national ID
- Proof of address (<3 months old)
- Visa/titre de séjour (residents)
- Proof of income
- Last 3 bank statements
Common mistakes
- Bringing a proof of address older than 3 months — French banks strictly enforce this recency requirement.
- Not bringing a host's documents when staying with someone else and unable to provide a personal proof of address.