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Indonesia — Banking: Credit History

Indonesia's credit history is held in OJK's SLIK system, which replaced BI Checking from 1 January 2018.

VerifiedGovernment / official sourceOJK – Public starts using SLIK (press release, 2018); OJK Financial Information Service SystemLast reviewed: 2026-10-26

Key facts

  • From 1 January 2018, credit history access moved from BI Checking to the Financial Information Service System (SLIK) managed by OJK.
  • SLIK covers banks, financing companies and other non-bank lenders reporting debtor data (the SID/iDeb scope).
  • The individual report is called iDeb and can include identity, loan amounts, payment history, penalties, collateral status and guarantors.
  • The public can request a report through the OJK call centre on 157 or at OJK offices; lender sources say the iDeb report is free.
  • Source is a 2018 press release; check OJK's current portal for the online procedure.

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