Corporate DeskSign inSign up

Business

Indonesia — Business: Social Security

Foreigners working in Indonesia for at least six months must join social security; employee JHT is 2% and pension 1% of wages with employers paying 3.7% and 2%.

VerifiedGovernment / official sourceBPJS Ketenagakerjaan — contribution ratesLast reviewed: 2026-10-23

Why this matters

Understand Indonesia's social security system as a relocating business owner to ensure compliance and provide necessary benefits to employees.

Key facts

  • Law 24/2011 requires anyone, including a foreigner working at least six months in Indonesia, to join the social security programme.
  • JHT old-age savings: employee 2% and employer 3.7% of monthly wages; JP pension: employee 1% and employer 2%.
  • JKK work accident is employer-only by risk tier (0.24% very low to 1.74% very high) and JKM death is employer-only at 0.3%.
  • The JKP job-loss contribution is 0.36% in a 2025 BPJS article (0.46% in PP 37/2021); BPJS Kesehatan rates for foreigners were not found.

Steps

  1. Enrolling in BPJS Employment and BPJS Kesehatan — The enrollment process for non-citizens is unclear. It's recommended to contact BPJS directly for information.

← Back to Indonesia guides