Banking
Ireland — Banking: Online Banks
Irish banks, including online ones, must verify identity under anti-money-laundering law and usually need one photo ID plus a separate proof of address under six months old.
VerifiedGovernment / official sourceCitizens Information / CCPC — opening a bank account in IrelandLast reviewed: 2026-10-23
Key facts
- Banks need at least one photo ID (passport, driving licence or Irish residence permit) and a separate proof of address such as a utility bill, insurance policy or Revenue statement; one document cannot serve as both.
- Proof of address must be under six months old (twelve for an insurance policy); some banks accept a foreign utility bill certified by a solicitor or police officer.
- A basic payment account is available only if you hold no other bank account in Ireland or another EU country.
- Some banks offer non-resident accounts; book an appointment and bring as many ID and address documents as possible.
Steps
- Opening an online bank account — Visit the website of a bank that operates in Ireland and offers online banking. You will typically need to provide identification and proof of address. The exact process may vary between banks.