Healthcare
Israel — Healthcare: Private Insurance
Israel health funds sell voluntary supplementary insurance on top of the basket guaranteed by the National Health Insurance Law.
VerifiedGovernment / official sourceMinistry of Aliyah and Integration — National Health Insurance and supplementary insuranceLast reviewed: 2026-10-23
Key facts
- Since 1998 the health funds may offer voluntary, community-rated supplementary insurance policies to their own members.
- The statutory basket is uniform across the four funds and covers all residents regardless of payment status.
- Registration in a health fund is required before receiving services, and members can transfer between funds twice a year.
Steps
- Choosing a Private Health Insurance Plan — Relocating individuals should research different private health insurance plans, comparing their benefits, costs, and coverage to find the best option for their needs. They should also consider factors such as the plan's network of healthcare providers, the level of coverage for pre-existing conditions, and the premium costs.
- Understanding Private Health Insurance Costs in Israel — Private health insurance premiums in Israel can vary widely depending on factors such as age, health status, and the level of coverage chosen. Relocating individuals should expect to pay a significant portion of their healthcare costs out-of-pocket, even with private insurance.