Banking

Italy — Banking: Opening an Account

Opening an Italian account usually requires being in Italy with photo ID, an Italian tax number and a residence permit.

VerifiedProfessional tax guide — not a government sourceWise guide to banks in Italy (commercial source, sources checked 1 August 2023)Last reviewed: 2026-10-26

Key facts

  • Documents: photo ID such as a passport or driving licence, an Italian tax number and a residence permit.
  • Opening is usually free and typically requires presenting physical documents in Italy, so the guide advises waiting until you have moved.
  • Domestic ATM withdrawals are free within the account's network; overseas withdrawals often incur fees.

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