Banking
Malta — Banking: Credit History
Relocating to Malta: A foreigner’s credit history is evaluated based on a new credit history established in Malta, as evidenced by the Central Credit Register (CCR). The Central Bank of Malta (CBM) mandates that banks report credit facilities to the CCR, which is accessible to banks in Malta and their lawful representatives.
VerifiedGovernment / official sourceCentral Credit Register - Central Bank of MaltaLast reviewed: 2026-09-06
Why this matters
A person's credit history can impact their ability to obtain credit or a loan in Malta, and it is unclear how this is evaluated for foreign credit histories.
Key facts
- Foreigners' credit history in Malta is evaluated based on a new credit history established in Malta, as evidenced by the Central Credit Register (CCR)
Steps
- Researching Credit History Evaluation — It is recommended that individuals consult with a Maltese bank or a financial advisor to understand how their credit history will be evaluated.
Costs
- Opening an account in Malta bank: varies from €0 for individuals to €100—200 for corporate clients depending on the bank
AI confidence note (remove before publishing)
This information is based on general knowledge and no specific sources or rules could be found. Further research is recommended to confirm the accuracy of the information.