Banking
Malta — Banking: Required Documents
For banking in Malta, relocating individuals should be aware that requirements for opening a bank account can be complex, and it's recommended to check with the specific bank for up-to-date information. The process may involve providing identification documents, proof of address, and other supporting documents. It is unclear whether digital copies or original documents are accepted.
VerifiedPrivate source: Wise — not a government sourceHow to open a bank account in Malta as an AmericanLast reviewed: 2026-09-16
Key facts
- A tax number (also known as a Unique Identifier Code) is required for all residents in Malta, including those opening a bank account.
Steps
- Obtain a tax number — It is uncertain whether this can be done online or must be done in person at the Malta Tax Authority office. The process typically involves providing personal identification documents and proof of address, but specific requirements may vary.
- Provide required documents for bank account opening — This may include identification documents, proof of address, and other supporting documents. The specific documents required and their format (original or digital) may vary between banks and institutions.
Costs
- Fees for opening a bank account: varies by bank and account type
Timelines
- Obtaining a tax number: uncertain, may be done in person or online
Required documents
- Passport
- Proof of address
- Other supporting documents (uncertain)
Common mistakes
- Assuming digital copies are accepted by all institutions
- Not checking with the specific bank for up-to-date information