Morocco — Property: Buying Process

Key facts

• Registering a transfer (sale, donation, exchange) at the land conservation requires a transfer deed drawn up as the regulations require, administrative authorisation or attestation where applicable, a certified copy of the national ID and the title deed duplicate where applicable.
• The transfer duty (droit de mutation) is 1.5% ad valorem, plus a fixed fee of MAD 100 per property, with a minimum of MAD 500.
• The certificate of ownership is issued within 2 days, and a title duplicate within 3 days; a new title requires a 1.5% ad valorem fee when a property is split.
• A duplicate of a title costs MAD 200 each.
• First registration (immatriculation) costs 1% ad valorem plus a MAD 500 publicity fee, MAD 100 fixed, with a MAD 1,000 minimum; the file is processed in up to 12 months barring objections.
• The ANCFCC sheet covers only conservation-office fees, not notary fees or registration (transfer) taxes.

Steps

1. Step 1: Finding a property — This step involves working with a reputable real estate agent or searching for properties independently.
2. Step 2: Visiting the property — The buyer visits the property to confirm its condition and suitability.
3. Step 3: Signing a promise to purchase — The buyer and seller sign a promise to purchase, which includes the purchase price, payment terms, and other conditions.