Banking
Netherlands — Banking: Online Banks
Newcomers can apply online with ABN AMRO and ING, while bunq is a Dutch-licensed app bank; DNB licenses and supervises Dutch banks.
VerifiedProfessional tax guide — not a government sourceWise guide to opening a bank account in the Netherlands (commercial source); DNBLast reviewed: 2026-10-23
Key facts
- ABN AMRO and ING accept online applications from non-Dutch passport holders; online applicants may get an account number within about 4 hours, otherwise the card is mailed within a few days.
- bunq is a Dutch-licensed bank offering full local banking.
- Revolut now provides Dutch IBANs, whereas N26 gives a German IBAN rather than a Dutch one.
- De Nederlandsche Bank (DNB) supervises banks and publishes a public register of licensed financial institutions at dnb.nl.
- Rabobank requires a branch visit, so it is not fully online for new customers.