Healthcare
Philippines — Healthcare: Average Costs
PhilHealth direct contributors pay 5% of monthly income with a PHP 500 minimum monthly premium in 2026, and the 2025 income ceiling was PHP 100,000.
VerifiedGovernment / official sourcePhilHealth — contribution advisories (2025-2026)Last reviewed: 2026-10-23
Key facts
- Direct contributors, including overseas workers, pay 5% of monthly income from January 2025, with a minimum monthly premium of PHP 500 (2026 advisory).
- For 2025 the 5% rate applied with an income floor of PHP 10,000 and a ceiling of PHP 100,000; no 2026 ceiling was found.
- A 2026 PhilHealth statistics document lists foreign nationals working or residing in the Philippines among covered groups.
- A 2017 schedule set annual premiums of PHP 15,000 for foreign retirees under the PRA and PHP 17,000 for other foreign citizens; it is dated, so confirm current premiums.
Steps
- Estimating Healthcare Costs in the Philippines — It is recommended to contact local healthcare providers and ask about their estimated costs for specific services, as prices can vary greatly.