Healthcare
Poland — Healthcare: Private Insurance
Polish government guidance does not make private insurance mandatory; students can use the NFZ voluntary scheme, the EHIC or private cover.
VerifiedGovernment / official sourceStudy in Poland (gov.pl), health insurance for foreignersLast reviewed: 2026-10-26
Key facts
- Non-EU/EEA students should ensure adequate health insurance throughout their stay and may be covered by private, international medical or Polish public insurance.
- Students not otherwise insured may join the National Health Fund (NFZ) by voluntary agreement, which requires monthly contributions (amount not stated).
- EU/EEA students need a valid EHIC, which covers medically necessary state-funded care but not private healthcare or planned treatment.
- Students may also buy additional private health or accident insurance for services not otherwise covered.
- The page is written for students; rules for other residents may differ.