Banking
UAE — Banking: Required Documents
Required documentation varies by residency status. Residents typically need: passport, UAE residence visa, Emirates ID, salary certificate/employment letter, and proof of address. Non-residents face more extensive requirements: a valid, clear, unstamped passport with a UAE entry stamp, proof of address, recent bank statements, a reference letter from a bank where they hold an account (personal or corporate) in another country, an updated CV covering professional background, and a personal profile explaining the purpose of opening a UAE account. Both categories require clear, verifiable source-of-funds documentation, which is one of the most heavily scrutinized approval factors given the UAE's strict AML/compliance regime.
Key facts
- Residents: passport, UAE residence visa, Emirates ID, salary certificate, proof of address.
- Non-residents additionally need: bank reference letter, recent bank statements, CV, and personal profile explaining account purpose.
- Passport for non-residents must be clear, unstamped, and bear a valid UAE entry stamp.
- Source-of-funds documentation is heavily scrutinized for both residents and non-residents under UAE AML rules.
Required documents
- Passport
- UAE residence visa and Emirates ID (residents)
- Bank reference letter (non-residents)
- Recent bank statements
- CV
- Proof of address
Common mistakes
- Submitting a passport that lacks a clear UAE entry stamp when applying as a non-resident.