Property
United Kingdom — Property: Mortgage Availability
Mortgages in the UK are typically offered by banks, building societies, and other financial institutions, and foreign buyers must navigate a complex landscape of mortgage options, tax implications, and regulatory requirements.
VerifiedPrivate source: Expatica — not a government sourceMortgages in the UK: home loans and interest rates in 2026 - ExpaticaLast reviewed: 2026-09-10
Key facts
- Mortgages in the UK are typically offered by banks, building societies, and other financial institutions. Foreign buyers must navigate a complex landscape of mortgage options, tax implications, and regulatory requirements.
Costs
- Capital Gains Tax (CGT): depends on profit made
Timelines
- Interest rates: variable, based on lender and market