United States — Banking: Best Banks

Why this matters

Choosing the best bank can save individuals time and money, provide better investment opportunities, and offer more convenient services.

Key facts

• The report covers 4,238 FDIC-insured commercial banks and savings institutions in Q2 2026, down from 4,278 in Q1.
• Total industry assets were USD 26.46 trillion, up 5.9% year on year; return on assets was 1.37% and net income USD 90.1 billion.
• OCC-supervised commercial banks (662) hold about USD 17.4 trillion and Federal Reserve-supervised commercial banks (666) about USD 4.4 trillion.
• The FDIC does not rank banks; use BankFind on fdic.gov to confirm a bank is FDIC insured before opening an account.

Steps

1. Choosing the Right Bank — Consider factors such as branch accessibility, customer service, investment options, and fees when selecting a bank. Online reviews and ratings can also be helpful.