Healthcare
Uruguay — Healthcare: Private Insurance
The MSP's January 2026 price adjustment table for Uruguay's integrated health system: the FONASA base payment per member, the cap on how much private mutualists (IAMC) may raise individual and group plan fees, and the ceiling on moderating fees. It does not list actual plan prices.
VerifiedGovernment / official sourceMinistry of Public Health (MSP, Uruguay) – Ajuste Cuota Salud, January 2026Last reviewed: 2026-10-27
Key facts
- The January 2026 decree raised FONASA per-member payments (cápitas) by 2.43%, to a base cápita of 1,781.28 pesos for men aged 20 to 44.
- The maximum authorised increase in individual membership fees at mutualists (IAMC) is 2.50%, and the same 2.50% cap applies to collective-agreement memberships.
- Moderating fees (tasas moderadoras) may rise by at most 2.50% (1.88% for fees between 660 and 880 pesos), with a ceiling of 880 pesos on every moderating fee.
- Emergency and urgent-care fee ceilings under Law 19.535 also rise by 2.50%.
- FONASA payments vary by age and sex, from 1,781.28 pesos for men aged 20 to 44 to 11,417.11 pesos for boys under 1.
- The sheet shows the allowed percentage increases, not the current monthly fee of any mutualist; ask the provider for its price.
Costs
- FONASA base cápita (men 20-44): 1,781.28 pesos
- Moderating fee ceiling: 880 pesos